The 2020 Ford F-150 lineup delivered the rugged performance drivers expect, with multiple trims to suit every lifestyle. Two trims stood out that year for their value and versatility: the 2020 Ford F-150 XLT and the 2020 Ford F-150 XL.
If you're choosing between the two, you're likely deciding between utility and comfort. This guide compares the 2020 Ford F-150 XL and the 2020 Ford F-150 XLT 4x4 across performance, features, and pricing to help you make the right call.
2020 Ford F-150 XL Overview
The 2020 Ford F-150 XL, the last model year of the “Gen 13,” is built for hard work. It’s simple, capable, and surprisingly well-equipped for a base trim. It’s available in both 2WD and 4WD configurations, depending on your work needs and terrain.
Engine and Performance
The 2020 Ford F-150 XL comes standard with a 3.3L Ti-VCT V6 producing 290 hp and 265 lb-ft of torque. Optional upgrades include the 2.7L EcoBoost and 5.0L V8, both offering more towing muscle.
Towing and Capability
Properly equipped, the 2020 Ford F-150 XL can tow up to 7,700 lbs in 2WD configurations (varies by engine and setup).
Properly equipped, the 2020 Ford F-150 XL can tow up to 7,700 lbs in 2WD configurations, but this figure varies depending on engine choice, drivetrain, axle ratio, and cab configuration. Ford offers multiple towing setups, so actual capacity may be higher or lower based on the specific build. Ford’s official towing guide breaks down capacity by engine, drivetrain, axle ratio, and body style. Below we’ve highlighted the most common configurations to give you a clear starting point.
2020 Ford F-150 XL Towing Capacity by Engine (Selected Configurations)
*Towing capacity varies by axle ratio, cab size, bed length, and equipment. Figures shown reflect common configurations, not all possible builds.
Interior and Tech
Inside the 2020 Ford F-150 XL, you’ll find durable cloth seating standard, with vinyl seating available depending on configuration and intended use. Manual climate control and a 4.2-inch display come standard, keeping the cabin straightforward, functional, and easy to maintain, especially for work-focused buyers.
Safety
Standard safety features include a rearview camera. Availability of Ford Co-Pilot360 features, such as pre-collision assist and automatic emergency braking depends on the selected package and configuration, rather than being standard across all XL models.
Ford F-150 XLT 2020 Overview
The 2020 Ford F-150 XLT is a step up in refinement and everyday usability. It's still tough, but adds smart design touches that make a big difference.
Enhanced Styling
Chrome bumpers, a chrome grille, and aluminum wheels elevate the XLT’s curb appeal. It’s available in 4x2 and 2020 Ford F-150 XLT 4x4 configurations for added versatility.
Comfort-Focused Interior
Inside, you get cloth seating, power locks, power windows, and an 8" touchscreen with SYNC 3. Smartphone connectivity comes standard via Apple CarPlay and Android Auto. The Xodus Phone Gear Dash Mount keeps your phone secure and visible for navigation and hands-free use.
Technology
FordPass Connect with Wi-Fi, available remote start, and advanced driver assist features make the 2020 Ford F 150 XLT both a work truck and a capable daily driver, too.
2020 Ford F-150 XL vs. XLT: Key Differences
Wondering what really sets the 2020 Ford F 150 XLT apart from the 2020 Ford F-150 XL? Here’s a quick side-by-side look:
Key takeaway:
Both trims share the same base powertrain and are offered in 2WD and 4WD, but the XLT adds more comfort, tech, and convenience making it a better choice for daily driving or family use.
Pricing Breakdown
The 2020 Ford F-150 XL starts around $28,745 MSRP, depending on cab and bed configuration. The Ford F-150 XLT 2020 typically starts around $34,760.
Add-on packages (like the FX4 Off-Road Package or Chrome Appearance Package) can bump up your total price quickly. Some owners use that budget difference toward performance mods or cosmetic upgrades instead, which can make even a base trim feel more premium.
Looking to upgrade your F-150? Check out our performance tuning options for real-world power gains and better throttle response including the Powerlink F13.2 and the Powerlink F13.1.
Recommended Aftermarket Upgrades
Whether you go with the XL or the 2020 Ford F 150 XLT, both trims benefit from smart aftermarket upgrades. Tuners, intakes, and exhausts can transform your driving experience.
Some recommendations that can greatly benefit your truck include a suspension leveling kit for improved clearance and a more aggressive stance. A catback exhaust improves flow and sound with a relatively simple installation, while an equal-length exhaust offers more consistent flow and performance gains by balancing the exhaust pulses more evenly.
Whether you go with the XL or the 2020 Ford F-150 XLT, both trims benefit from smart aftermarket upgrades. Tuners, intakes, and exhausts can transform your driving experience.
If you're just getting into performance modding, our guide to tuning breaks down the essentials. Many owners also look to community builds (like Greg’s setup) to see how upgrading your F-150 can lead to real-world performance improvements.
Final Thoughts
The Ford F-150 XLT 2020 is ideal if you want comfort, tech, and everyday usability. The 2020 Ford F-150 XL delivers serious value if you’re focused on pure function.
Either way, both trims offer strong capability. With the right performance upgrades from Xodus, you can make either one truly yours.
Frequently Asked Questions (FAQs)
What Is the Difference Between the 2020 F-150 XL and XLT?
The 2020 Ford F-150 XL is designed as a work-first truck with a durable, no-frills interior and limited tech. The Ford F-150 XLT 2020 adds more comfort, convenience, and style that make it better suited for daily driving and long hauls.
What Does XLT Stand For?
XLT originally stood for “Extra Luxurious Truck,” signaling a step up from the base trim. Over time, the Ford F-150 XLT 2020 has come to represent mid-tier trims that combine practicality with comfort.
Does the 2020 Ford F-150 XLT Have Remote Start?
Yes, remote start is available for the 2020 Ford F-150 XLT 4x4 through optional packages. Many owners also add aftermarket modules for improved convenience and keyless functionality.
What Features Are on an XLT?
The XLT trim includes chrome exterior accents, cloth seating with upgraded materials available, SYNC 3 infotainment with an 8" touchscreen, and FordPass Connect. It also supports more tech packages for advanced driver assistance.
Which Is Better, Ford F-150 XL or XLT?
It depends on your needs. For a basic work truck with fewer frills, the 2020 Ford F-150 XL is a solid pick. If comfort, tech, and a polished look matter, the 2020 Ford F-150 XLT 4x4 is worth the upgrade.